Thursday, May 6, 2010

24-Year-Old Saratoga Springs, Utah Resident Clark Kimble Maxed Out On Lifetime Insurance Cap, Needs Bone Marrow Transplant

The individual pictured above is the subject of a story on KSL Channel 5 on May 6th, 2010. Twenty-four-year old Clark Kimble has maxed out on his lifetime insurance coverage allowance, needs a bone marrow transfusion,and so far, Medicaid has refused to pay for it.

His saga began in July 2009. Kimble was in the peak of good health and had a good job with a cell tower construction company. The company provided reasonably good insurance coverage with Humana. Then he was struck by a rare virus, fulminant hepatic failure, which is a life-threatening liver disease, and needed a liver transplant and multiple surgeries. According to Kimble, he's now had 18 surgeries, as well as associated blood transfusions. Eight of those surgeries took place during July-August 2009 alone. The $2 million maximum lifetime insurance cap was reached, but he still needs a bone marrow transfusion. Now he only has Medicaid, although the Obamacare health care bill would eliminate the lifetime caps. But Medicaid doesn't want to pay for the bone marrow transfusion because they consider it too risky (not a sufficiently high probability of success).

But Dave Lewis, communications director of the Utah Department of Workforce Services, says that Kimble can apply to re-open the case. "He has until the end of the month that he can go visit social security, apply for the disability benefit and provide verification...We can reopen the case, no loss in coverage." And there's supposed to be a hearing next week.

Meanwhile, family and friends are rallying around the guy they call Super Clark, putting up a blog, raising money and urging Medicaid to cover the bone marrow procedure. For more information, visit the blog at the following URL:

Kimble has a Facebook page HERE. Also read this powerful testimonial about Kimble by a member of his LDS Singles ward. This letter also provides names and phone numbers of people who can be contacted if you want to help Kimble. Or you visit this direct link to Kimble's page on the National Foundation of Transplants site. Kimble's story shows how unpredictable life can be, and how challenges can seemingly emerge from nowhere.

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